Pre and Post Retirement Planning
All of our advisers are experienced professionals with a proven track record of success, qualified to provide advice in the following areas:
- Saving for retirement via ISAs, PPPs, SIPPs and your employers scheme
- Helping you make the right choices with regard to annuity purchase, phased retirement income drawdown, USP and ASP
- Collaboration with solicitors to provide a pension assessment on divorce
- Preparation of pension sharing valuations
We can enable you to take better control of the important decisions you need to make with regard to saving for your retirement and maximising your income when you get there.
We aim to invest our time building a long-term partnership with our clients, by providing clear and reliable advice based on detailed, professional research.
To ensure that you receive the reliable advice that you deserve, it is important to us that we take the time to meet with you, face-to-face, and develop a detailed understanding of your individual needs and objectives. Only then will we research your various options, impartially and in depth. We take the time to explain these to you clearly and thoroughly, without jargon, both in person and in writing to ensure you fully understand the options available to you.
Our initial meeting with you is free and without obligation. We are happy to work on the basis of fees or commission and, in keeping with our philosophy of openness, our charging structure is clear, competitive and transparent.
Whatever your age, ensuring that you have planned and invested for the future will make a big difference to the quality of life in retirement. Retirement planning is a complex, confusing and rapidly developing area of legislation. At WHI, our advisers are highly experienced in this field and can help to guide you through the terminology, legislative changes and wide range of options that exist to ensure that you make an informed decision to meet your retirement needs.
At any point in your career, we help you choose the right occupational, personal or stakeholder pension scheme, advise you on how much you should contribute and whether additional voluntary contributions (AVCs) are appropriate for you. When you reach retirement age, we can help you decide which scheme is the most appropriate for your personal circumstances and whether to opt for annuities, unsecured pensions or alternative secured pensions when you reach retirement age and beyond.
To learn more about WHI pre and post retirement planning or general pension services, whether for your business or as an individual, please contact your WHI Independent Financial Planner.
To download a factsheet containing the above information, please click here.
